This Privacy Policy (this “Privacy Policy”) explains how personal information is collected, used, stored, and disclosed by Viarduct Technologies Limited (“Viarduct,” “we,” “us,” and “our”).
The provisions contained in this Privacy Policy supersede all previous notices and statements regarding our privacy practices with respect to our Services.
This Privacy Policy applies generally to the business of Viarduct Technologies Limited and serves to set out our approach to personal data, inclusive of personal data of our consumer users (“Users”). This Privacy Policy applies to systems, operations and processes of Viarduct Technologies Limited that involve the collection, use, storage, and disclosure etc. of Personal Information.
This Privacy Policy applies to use of our websites, applications, other online services and/or any related services, sales, marketing, promotional or events, and social media activities (collectively, our “Services”). For our Users, this Privacy Policy is part of our Terms of Use.
This Privacy Policy applies to your use of (regardless of means of access) our Services. You may access or use our Services through a desktop, laptop, mobile phone, tablet, or other consumer electronic device (each, a “Device”). This Privacy Policy also applies to offline interactions with Viarduct Technologies Limited.
By accessing or using our Services, you agree to this Privacy Policy.
By using our website and webapps (or by ticking the consent box below), you agree to the terms of this Privacy Policy, as to allow us to utilise your data to service you more accurately.
It is important that you read this Privacy Policy together with any other policy or fair processing policy we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data. This Privacy Policy complements other notices and policies and is not intended to override them.
By accessing the services of Viarduct Technologies Limited and voluntarily providing us with the requested personal information, you consent to the collection and use of the information in accordance with this Privacy Policy. Your consent can be withdrawn at any time by sending a request to that effect to the contact information supplied below. If you do not consent to the collection, use or disclosure of your personal information as outlined in this policy, please do not provide any personal information to Viarduct Technologies Limited.
By consenting to this policy, you are assumed to be of reasonable age for the purpose of using this website within the relevant country from where you access this website. This website is not intended for children, and we do not knowingly collect data relating to children.
Please note that this Privacy Policy applies to the Viarduct Technologies Limited main web pages (i.e. those in https://www.viarduct.com) and generally to the business of Viarduct Technologies Limited. If you follow a link to any other website, please check to confirm their policies before you submit any personal information to those websites.
Viarduct Technologies Limited is committed to maintaining the principles in the Nigerian Data Protection Regulation (NDPR), the Nigerian Data Protection Act (NDPA), and other applicable privacy and data protection laws regarding the processing of Personal Data. The collection and processing of your Personal Data shall be in accordance with the legitimate and lawful purpose consented to and shall only be stored for the period, which is reasonably required, provided also that your Personal Data shall be adequately secured against foreseeable hazards within our contemplation.
To demonstrate this commitment as well as our aim of creating a positive privacy culture within Viarduct Technologies Limited, we adhere to the following basic principles relating to the processing of Personal Data: lawfulness, fairness and transparency; data accuracy; purpose limitation; data minimization; storage limitation; integrity and confidentiality; and accountability.
Information You Provide Us: In general, you can visit the Viarduct website without telling us who you are or revealing any information about yourself. When you submit an inquiry to us via any means, register for a Viarduct account, register to attend a Viarduct event, interact with us on social media, partake in competitions and promotional activities, and volunteer information to us; we may collect personal information from you, which may include your name, email address, mobile phone number, banking information, image, and other information that identifies you (collectively, “Personal Information”). By providing your Personal Information to us, you expressly agree to our collection, use, storage, and disclosure of such information as described in this Privacy Policy.
As a User, we may also ask you to create login information for your Viarduct account, such as a username and password. When you provide your mobile phone number, we may ask for your consent to receive text messages relating to our Services at that number. In general, we collect Personal Information you give us by filling in forms or by corresponding with us by phone, email, social media posts & messages, or otherwise.
Information About Your Transactions: We collect Personal Information about your transactions with us and others.
Information from Third Parties: We also collect Personal Information about you from other companies. For instance, we may receive Personal Information about you from a consumer reporting agency or we may collect Personal Information from your employer where your employer is providing a service to Viarduct Technologies Limited. We may collect your Personal Information from a User where your Personal Information is filled in a Next-of-Kin form.
Information Automatically Collected: We (or our service providers acting on our behalf) may collect information about your use of our Services. This information may include Personal Information as well as statistical information that does not identify you (“Analytics”). Some Analytics may be correlated with Personal Information. When Analytics are, directly or indirectly, associated or combined with Personal Information, such Analytics will be considered Personal Information for purposes of this Privacy Policy.
The cookies we use in connection with our Services include:
By accessing or using our Services, you consent to the placement of cookies on your Devices as described in this Privacy Policy. If you prefer not to receive cookies through our Services, you may control how your browser responds to cookies by adjusting the privacy and security settings of your web browser. Unless you set your browser settings to refuse all cookies, our system may issue cookies when you access or use our Services. If you set your browser settings to refuse all cookies, the performance of certain features of our Services may be limited or not work at all.
Do Not Track (“DNT”) is an optional browser setting that allows you to express your preferences regarding tracking by advertisers and other third parties. We do not use technology that recognizes DNT signals from your web browser.
We may use Analytics as described elsewhere in this Privacy Policy and for research and commercial purposes, such as to improve our Services.
We may use Personal Information for the purposes described elsewhere in this Privacy Policy and internally for our general commercial purposes, including, among other things, to offer our products and services and products and services of third parties that we think you might find of interest, but only Viarduct Technologies Limited and our third-party service providers involved in distributing the offers or providing the products or services will have access to your Personal Information. Our third-party service providers will only be permitted to use Personal Information for that intended purpose.
We may use your email address to respond to your inquiries and to provide you information about our Services. You may elect not to receive promotional emails from us either by “unsubscribing” to an email you receive from us or by contacting us as indicated below. As a User, if you unsubscribe from receiving emails from us, we may still send you non-promotional emails, such as emails about your Viarduct account or our ongoing business relations, unless you withdraw your consent to receive electronic communications as provided in our Terms of Use.
We do not share your Personal Information with: (1) other financial companies for joint marketing purposes; (2) affiliated companies for their everyday business purposes; or (3) any third parties so they can market to you.
We may share your Personal Information with unaffiliated third parties: (1) if you request or authorize it; (2) if the information is provided to help complete a transaction for you; (3) if the information is provided to:
When you are no longer our User, we may continue to share your information as described in this Privacy Policy. We may disclose Analytics with third parties as described elsewhere in this Privacy Policy and for our commercial purposes.
If you do not wish to receive offers or other notices from us in the future, you can “opt out” by contacting us as indicated at the end of this Privacy Policy or by following the “unsubscribe” instructions in any communication you receive from us.
Please be aware that if you are a User, you are not able to opt out of receiving communications about your Viarduct account or related transactions with us.
We have well-maintained systems for storing and managing your data, and we commit to conscientiously utilizing your data in consonance with the provisions of this policy. We have suitable security measures in place to prevent your personal data from being accidentally lost or used or accessed in an unauthorized way by a third party. In addition, we limit access to your personal data to those employees, agents, contractors, and other third parties who have a business need to know. They will only process your personal data on our instructions, and they are subject to a duty of confidentiality.
To ensure the secure transmission of your Personal Data, our website employs Secure Sockets Layer/Transport Layer Security (SSL/TLS). This is evident in the padlock symbol in your URL address bar once you are successfully logged into the platform. The URL address will also begin with https://
, the “s” indicating that the page is secure. SSL encrypts communication between two points, such as your computer and the connecting server. Any data sent during the session will be encrypted before being sent and decrypted at the receiving end. This is done to ensure that data cannot be read during transmission.
Our website is scanned regularly for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. Information which you provide to us will ordinarily be stored on our secure servers. By submitting personal information, you agree to this transfer, storing, and processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy.
We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.
We admit, however, that no website or database is completely secure or “hacker proof,” and we only guarantee the safety of your data to the extent of our undertaking all reasonable measures to protect the data.
You have rights under data protection laws in relation to your personal data. It is Viarduct’s policy to respect your rights, and Viarduct Technologies Limited will act promptly and in accordance with any applicable law, rule, or regulation relating to the processing of your personal data. Details of your rights are set out below:
You may exercise any of your rights by contacting our team at support@viarduct.com. You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive, or excessive. Alternatively, we may refuse to comply with your request in these circumstances.
We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
We try to respond to all legitimate requests within one calendar month. Occasionally, it may take us longer than one calendar month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.
Our Services may allow you to connect and share your actions, comments, content, and information publicly or with friends. We are not responsible for maintaining the confidentiality of any information you share publicly or with friends.
Our Services may also allow you to connect with us on, share on, and use third-party websites, applications, and services. Please be mindful of your personal privacy needs and the privacy needs of others, as you choose whom to connect with and what to share and make public. We cannot control the privacy or security of information you choose to make public or share with others. We also do not control the privacy practices of third parties. Please contact those sites and services directly if you want to learn about their privacy practices.
We generally retain your personal information for as long as is necessary for the purposes we collected it for and to provide you with better service. To this end, we are committed to maintaining the confidentiality of the personal information.
To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, and the applicable legal requirements.
By accessing this Website and any of its pages, you agree to the terms set out above. You may also request to have all your personal information deleted entirely. Please note that if you request the erasure of your personal information, we may retain and use your personal information to the extent necessary to comply with our legal obligations, including but not limited to tax, legal reporting, and auditing obligations.
If you would like to know more about the retention periods we apply to your personal data, please contact us at support@viarduct.com.
Our Services are not directed or intended to be attractive to children under the age of 18. We do not knowingly collect Personal Information from children under the age of 18. If you are under the age of 18, do not use our Services or submit any information to us.
When you use our Services, you may be directed to other websites that are beyond our control. We may also allow third-party websites or applications to link to our Services. We are not responsible for the privacy practices of any third parties or the content of linked websites, but we do encourage you to read the applicable privacy policies and terms and conditions of such parties and websites. This Privacy Policy only applies to our Services.
Subject to applicable law, we may revise this Privacy Policy at any time and in our sole discretion. When we revise this Privacy Policy, we will post the revised version via our Services and will update the date at the top of this Privacy Policy. The revised Privacy Policy will be effective upon posting via our Services, unless otherwise set forth therein or as otherwise required by applicable law. You are free to decide whether or not to accept a revised version of this Privacy Policy, but accepting this Privacy Policy, as revised, is required for you to continue accessing or using our Services. If you do not agree to the terms of this Privacy Policy or any revised version of this Privacy Policy, your sole recourse is to terminate your access and use of our Services. Except as otherwise expressly stated by us, your access and use of our Services is subject to the version of this Privacy Policy in effect at the time of access or use.
In the event of any violation of this Privacy Policy by Viarduct Technologies Limited, the user shall be entitled to demand the return of all Personal Data collected and to demand the end of use of any such Personal Data. This remedy shall be available from the time of breach of this Privacy Policy, provided the user has already sent a complaint which was not attended to.
If you have any questions, comments, or concerns with respect to your Personal Information or this Privacy Policy, please contact us at support@viarduct.com.